The customer service rep that I spoke to was awesome. He verified my identity and the money was in the bank in 10minutes. It was an easy and awesome experience. Thank you for being there for me.
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We take the pain out of the loan process with our simple and fast forms. You can get started 24 hours a day in the privacy of your own home and get the money you need.
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Why wait days or even weeks to get a credit decisions? The process is fast and you can get a decision on your loan as soon as the same day, often within minutes of completing our form.
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Make a request on our website and wait for response to e-mail within 15-30 minutes from the time of the request during business hours.
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After the application is approved, you will be receiving the money within 15 minutes. That’s easy.
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Why People Choose Us:
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What customers are saying
Hear what our customers are saying
I needed fast cash and applied for a loan through the website. My application was approved quite fast and the loan was granted. On payday I repaid in full. Reasonable moneylender.
This is the first time that I applied loan through online . I was worried and don’t have any confidence on moneylender as I read about several bad reviews. I done some research online and read about the good reviews of FlexiCash. Indeed, they are very professional and friendly. First they will call you to verify your details then he started to explain the loan plans and interest rates. In the end, I decided to take a $2000 loan and 6 months repayment plan. I am very thankful and satisfied with their services. Thumbs up for them!
Foreigner Loans With FlexiCash
Foreigners living and working in Singapore are said to have some of the greatest difficulties financially, simply because the cost of living in Singapore is rather high.
When financial problems happen, you donít need to despair. While accessing Singapore banks and credit institutions might seem impossible, there are reliable and licensed moneylenders like FlexiCash who can help you regain financial stability and peace of mind.
At FlexiCash, we believe you shouldnít have limitations on applying for a loan, regardless of where you are from. That is why we are offering a foreigner loan to help you. We want your time in Singapore to be comfortable†- and our flexible repayment plans are just one way to ensure you are able to live your life without having to worry about money.
What is a Foreigner Loan?
If you are a foreigner living in Singapore who is experiencing financial stress or need immediate cash without asking for an advance on your pay, you could be eligible for a foreigner loan by FlexiCash.
Also known as expat loan,†foreigner loans are designed specifically for foreigners, making emergency funds more readily available to you. Foreigner loans operate just like a regular personal loan, expect the criteria for eligibility has been changed to match your unique status.
How Can a Foreigner Loan Help You?
As mentioned above, you are a foreigner in Singapore. It doesnít matter if youíre an expatriate or here on a work permit.
Sometimes, you could run out of cash to pay for medical emergencies or have trouble keeping up with expenses while you study for college or higher education. Not many banks and credit institutions are willing to grant foreigners loans.
Here are common reasons you might need a foreigner loan:
- Rental deposits for a new apartment
- Purchases that have a high price tag, such as renovations, new furniture, and moving expenses
- Applications or tuition fees for your education or the education of a family member
- Down payment on a new vehicle or expensive home appliance
- Cash for unexpected emergencies and expenses
- Ticket for airfare to visit someone in your motherland.
How To Apply?
Every moneylender in Singapore will have their own requirements for loan eligibility.
Also, the type of loan you are looking to receive can change the criteria for acceptance. Some criteria is much more strict than others, but FlexiCash is flexible.
Generally, you will need the following:
- To be either a Singaporean citizen of legal age (21 years old), a permanent resident, or a holder of a work visa or permit;
- Foreigners will also need a copy of their tenancy agreement as proof of residence;
- Must be receiving regular income;
- Have a bank account;
- Have a good credit rating.
Some documentation you might need for filling out our application includes:
- Your personal details†- name, contact information, proof of identity (such as driverís license, IC card, or passport)
- Employment details†- name of workplace, annual income, name and contact information of your employer or immediate supervisor
- Asset details†- information about property or vehicles that you own, as well as any savings you have
- Liability details†- includes open credit card accounts, debts that you owe, mortgages, and other loans.
- Please keep in mind that our loans are subject to the Moneylenders Act and the rules within that law. Feel free to ask our friendly representatives for advice.
Why†Borrow From FlexiCash?
There is a world of reasons why busy Singaporeans and foreigners living abroad in Singapore would need money fast. As a trusted, experienced, and licensed moneylender in Singapore.
FlexiCash is the best place to get money for starting your life in Singapore. Our professional team believes that you and your goals come first. That is why we offer a wide assortment of loans to help you with expanding a business, getting married, improving your home, and more. All loans have flexible APR and low interest rates.
We want to be your reliable business partner who helps you expand and meet your goals. We will do whatever it takes to give you exceptional customer service, timely responses, and great results.
Not only will you save money when paying back your loan, you will get the money you need fast.
Our professional team of licensed moneylenders work with you to deliver rapid results and unmatched customer satisfaction. That is why weíve made our application process as simple as possible.
Once you fill in some information, we can come up with an honest quote within minutes. You donít need to go anywhere else for a quote.
Contact us today to learn more about our loans or ask any questions you might have. We look forward from hearing from you.
What are some things I should consider before taking out a foreigner loan?
You should always first check your eligibility. There will always be a credit check, and if you donít have any credit history available, then you will need to meet other requirements. Be sure to ask FlexiCash for the requirements if you are unsure.
What are the terms and conditions to the foreigner loan?
There are always included charges and fees to keep in mind. You also have interest to think about. When you apply for the†personal loan for foreigners, we ask that you read over and understand the terms and conditions, including everything regarding the fees, repayment plan, and penalties that could occur if you are late or miss a payment.
What is the loan tenure?
Foreigner loans have a shorter tenure than other kinds of loans available in Singapore. Sometimes, you will be asked to repay S$5,000 in 3-4 months rather than years. Make sure you are ready for that. Again, if you have questions or concerns about your loan, please contact us for more information. We want to make the money accessible to you.
Are there other places where I can get a†expat loan?
Yes. However, we recommend that you approach all loan options and providers carefully. Singapore has laws to protect people from loan sharks, but you can still sometimes get involved with the wrong people. That is why you should only trust licensed moneylenders, like FlexiCash. Banks and licensed moneylenders will have interest rates and terms right on their websites, so you are guaranteed honesty and transparency. However, every lender has different terms and conditions. Check these terms and conditions before applying.
Banks are a good choice if you want a higher amount of money. Conversely, banks have a long verification process that could take weeks, if not months, to complete. Banks also require a number of documents and ask that you are making an annual income of S42,000. If youíre a foreign student, you probably arenít making that much. Moneylenders like FlexiCash have a quick and painless loan process that can help hide you over in the event of an unforeseen circumstance.
Am I required to give collateral?
No, as a foreigner, you don’t have to give collateral for the loan. You are already paying interest.
Still have questions about foreigner loans? Contact us today to learn more.